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Top Free Apps to Make a Perfect Budget

Tracking your money is a very important task in your daily life. You have to track your money so that it
could help you to follow your budget effectively. As like everyone you would want to end your budget
according to your decided budget. So for that you have to keep a record of your spending on daily and
weekly basis so that if you get slip at any point you can get back on track in the following time. Tracking
your money helps you to calculate where you were out of budget and where you need to improve,
which expense you have to cut off and which you have to keep.
There are people who use to buy apps and pay companies to keep track of their spending and to get
informed about their budget. But what if you want to track a record of your payments and expenses and
you do not have much to pay to these companies or apps. If this is the case with you then I have a
solution for you. There are number of free apps that can be used to keep a track of your expenditures
and you can use them without giving a penny. As these apps will not be the same as of the paid one but
to some extent they will work like them. As in free apps you will not get some of the upgraded features
but you can get many of the basic tools that could be enough for you if you are working on an
intermediate level.
These apps and tools will help to track and plan your expenditures and it will help you to achieve your
money goals and saving goals in very short time. From these tools you could easily connect your bank
accounts, credit and debit cards, and investments account in to one app through any mobile or
computer that have an internet access that will help you manage all your accounts from one place. So
starting from the 1 st app,

1- You Need a Budget

You need a budget shortly and famously known as YNAB is one of the best app for budgeting purpose.
From this app you can learn to save money and to you can achieve your goals very fast. This app does
not only helps you in making a budget but it also teaches you money saving options and tricks. This app
does not work for free but it is free for college students for 1 and you can try them for free for 34 days
and if it really works for you, you can keep their services by paying them $84 a year. Their site claim that
first timer of budget making save almost $600 in the first two months on YNAB.
YNAB is a very easy to use app and is supported by every type of operating system. YNAB can be used on
multiple devices with a same account thus you and your spouse can look at the budget at any time. You
can connect your bank accounts, investment accounts to this app and calculate your income and you
can then easily create an effective budget.
YNAB money saving is based on four basic rules, the first one is give every dollar a job that means you
should plan your every dollar that where it would be spend and then mark that money to an expense.
The second one says that embrace your true expense that means you should save money for a big
expense you have to pay once a year or twice a year. By this it means that you should save money every
month from your budget for that expense so that you could easily pay in time to that. The third one is to

roll with the punches that states that if you are not able to succeed in a category then you should fill
that gap by saving from another category and putting it in to one which is in negative balance. The last
one is to age your money that means you should spend your money that is 30 days old as this will not be
easy in the start but you will roll with it and by this you would be free of any debt problem.

2- Personal Capital

Persomal capital is one of the best and famous app for tracking you spending. This platform can help you
to calculate your net worth in a very short time and you can manually look for you your worth by adding
the amount of your property cars and investment account on this app. This app helps you to connect all
your accounts on one place for example bank accounts, investment account and credit card or debit
cards etc. by this you are able to look in to your total worth you can calculate your total monthly, weekly
or yearly income for free. This app is the best option if you are prefer tracking even then budgeting.
Personal capital only charges you for using their wealth management service that is up to you that you
want to use it or not. If you have a dream of retiring as a person who is rich and financially well stabled
then this app can become a road map for you where you can plan according to your saving goal and
follow it. With all these tools this app has a personal investing tool that you can use when you think you
are ready to step in to investing money. By this you are able to get a lot of tools in one place and you do
not have to switch between different apps for different tools.

3- Google Sheets

To keep a record of your spending the simplest method is the best one sometimes because it helps you
put most of the information manually so you could be very much aware of everything you spend. These
sheets can be much better than putting everything on a paper and you can use an already made
template of google sheet or you can make your own one. In this case you will have to manually put all
the expense and income. Google sheets can be accessed from multiple device like laptops and cell
phones and when you allow permission to people to edit the sheets they can add changes and expenses
that means multiple can use a single sheet.

4- Every Dollar

In Every Dollar you assign every dollar you earn to a category in the budget. The system of Every Dollar
app is the same like the envelope system. The basic principle of this app to assign every category an
amount an whenever you spend in that category it should be deducted from that like the money
envelope system in which you put money in different envelopes and label them a category and
whenever you spend in that category you have to take money only from that envelope. If you are a
beginner then you can start with their template that is easy to use. If you want to use Every Dollar for
free you have to manually put your transactions in to the system but if you pay $130 a year you can

have this done automatically as the system will download your bank account, credit card and
transactions details.

5- Wally

Wally app is available for android and iOS system. Wally is one of the best free app because the free
version is ad-free and you can make in-app purchase that will upgrade your account and it will allow
your access to many free tools. In the free version you have to manually add your every transaction and
if you want to automate you have to pay $2 per year. The budget making is a fun task in Wally as you
can mark different colors to different categories. To keep a track of your money is also easy in this app
as you can even take pictures of the receipts.

6- True bill

True bill is another app that can be used to create a money saving budget, set new money saving goals
and to track your budget. One of the unique feature of true bill is that you can get free information on
how to cancel extra subscriptions. Bank accounts can be connected to this app like the other apps and
you can make a budget and track your spending. True bill has android and iOS apps that have many
extra features that you can use.

7- Mint

Mint is one of the most famous and oldest tool in business to help you in your budget making and
tracking steps. You can link your bank accounts, credit cards, and investment account with this app and
manage them on a single place you can even assign different categories an amount. The best feature of
this app is that they keep you alert about the due dates of your bills, your ATM fees. The app send you
an alert whenever an unusual and a bigger transaction is made. Thus it is easy to use and an effective
platform to create a money saving budget and to track your expenses.

So these were some of the top apps that helps you to make a budget that helps you to save money. Do
comment in the comment section below and also share your experience of making a budget and
tracking your expenses from these apps and let us know how much it worked for you and how much you
Have a good Day!

Continue Reading Top Free Apps to Make a Perfect Budget

Ways to increase your Budget Savings

Money saving is a tough job when you have a small budget. When your expenses are more than your
income then it becomes impossible task to save money but if you want to save more on a small budget
then this article is for you. Instead of completely taking out some expenditures from your budget you
can alter them slowly and make a habit and then it will turn out to be big amount after some time. It will
not be an easy task in the start but after some time you will get used to it. Today I will tell you about
some ways to cut off your extra spending so that you can increase your savings in your budget. Starting
from the 1st ,
1-Save you Bonus

Being an employer of some company receiving a bonus is termed a very big achievement and many
people like us spend this money in buying useless items. So if you are on saving mood then your first
priority should be to save an extra amount that you receive in a month that could either be a tax refund,
New Year bonus or any other amount that you find out from your old clothes or car while you are
cleaning them. If you receive a yearly increment in your pay then you should put that in to your 401 plan
so that your passive income source increases gradually and you could achieve financial stability faster
than you have thought.

2- Unsubscribe memberships

There are many subscriptions for that you have to pay every month automatically. For example if you
have a gym membership and your last visit to the gym was months ago then it is the time to quit this
membership. There are many other subscriptions like that. For instance if you are paying for Netflix
alone then you can share your account with someone because on Netflix you can use your account on 2
screens and if you pay an amount for your cable TV subscription and you do not even have time to
watch TV then you should skip this membership because paying hundred dollar monthly won’t affect
but when added up it becomes a big amount that can make a change. If you use TV just for some
episodes then you should also cancel your cable membership because you can most of the TV shows on
their mobile app for free. By making these little changes you can make a big difference in your budget
and can save $1000 a year easily.

3- Create a list before grocery shopping

Planned shopping is a good habit for your monthly budget. Before going to the grocery store for buying
stuff for your home you should make a list of items that you are going to buy. Make an exact list for
what you will need in the next week and then leave for store. When the list is ready try to find the
cheapest store and then do shopping. Strictly follow your list and try to buy the things you need. Making
a list is very important otherwise when you are shopping without a list you will be tempted towards
unnecessary items and there are chances you will forget to buy something that was useful. So list
making saves you another visit to store.
An extra tip for you is that you can use different apps that will pay you for scanning your grocery
receipts and you will be able to save a good amount of money.

4- Cook and eat at home

Drinking coffee from a restaurant or a store daily puts a very big effect on your monthly budget.
Although it takes a few amount of money but when you add up the whole amount of the month for this
habit this becomes a very big amount. So instead of drinking coffee daily from outside you should try to
make your coffee at home. Although it will seem to be a difficult task in the start but starting from twice
a week to thrice a week and then daily you will be able to save more and increase your savings section.
The same goes with your meals, when you work and most of the times you have to eat from outside
then this is an alarming situation for your budget because eating from your favorite food chains can cost
you a big amount. You try to cook a meal at home because in this way you will be able to save a very big
amount. If you cannot cook daily then you should first try to cook once or twice a week and then slowly
make a habit for daily cooking. If this is still not possible then cook a prep meal for yourself which you
can eat in the week.

5- Sell every extra thing

In the springs it is the best time to get rid of everything that you do not use. Sell every unused item,
every item that you do not use often or have not used it in a long time. Your clothes that you do not use
can give you a good amount of dollars that you can save. You can host a garage sale for selling every
extra item. Ask your neighbors to pay a visit in your garage sale. Start cleaning your house room by room
so you could get rid of every extra item that can sell. You can also sell your branded clothes on websites
like eBay. By doing this little activity every spring you can save a good amount of money.

6- Limit your shopping habit

To make a check at your shopping is a very important step in money saving process. Many a times you
are tempted to buy an item like an overcoat or a fancy jacket when you are in a mall. The thing you
should do is that you should not buy that item at that time but you should wait for at least 2 to 3 days.
By this you will understand if you really need that or not and it is really that important that you have not
forget it in these days. Now before buying always look for online coupons and promotions and print
them to the store to get discounts.
An extra tip for you is that you should do your shopping online because you can find a lot of offers
online. There are hundreds of apps and websites that can be used to get different types of offers and
discounts. You can also get cashbacks using them. So you should also look for that too.

7- Do it Yourself

By doing most of the things by yourself that you pay for can save you a good amount. Pinterest is
platform for the people who embrace Do it Yourself projects and you can find a lot of hacks from there
which you can use it in your daily life. You can get recipes to cook meal at your home by yourself to save
you the amount spent at a restaurant.

8- Use an App to Create and Handle your Budget

To make and handle a budget can be a tricky task if you are a beginner and you can overspend from your
budget. So to overcome this issue you can use budgeting apps that will help you to create a very
effective budget and also track your spending on daily weekly and monthly basis. By this you will be able
to track your spending and at the time if you overspend your app will help you to overcome the amount
by giving you some advice to cut expenses. You can use apps like Quicken and Mint for this.

So these were some of the methods to cut off some expenses and some more money in your budget.
Make sure you follow them to get a good amount for money saving. But you should be clear about why
are you saving this money so that you can achieve your goal fast. You should have a goal like buying a
new house, paying off your debt before time or buying a car. These goals help to be motivated towards
your goal and keeps you on the right path.

Do comment in the comment section below and also share your experiences of saving money by
trimming your expenses by methods stated above. Have a good day and best of Luck!

Continue Reading Ways to increase your Budget Savings

Top Legit Sites to Watch Free Movies this Year

Sometimes we want to watch a movie but do not want to go the cinema or you are unable to find the
movie on your service provider like Netflix etc. If this has been a case with you, then it is possible for you
to find some of the best alternatives to watch movies for free. As there are a number of websites from
which we can choose, so I will choose the best and the legit ones’ so that you do not have to waste time
on sign ups and you could watch movies on the go.
So let’s talk about the 1 st site,

1- Tubi TV

With more than 7 thousand movies to watch, Tubi TV is one of the places to watch free movies without
any problem. Tubi TV is accessible from all the devices that you might have. The site has movies from
different categorizes and you can easily access them as Tubi TV has one of the user-friendly website.
There are movies from the classics till the very day. As I said Tubi has a big collection of movies that is
more than any other sites in the competition and one of the best thing about Tubi is that you can also
enable subtitles in a number of movies. If you want to access Tubi TV on your smart phone, you can
download their free android and iOS operating system app. The site is absolutely free to access but you
will have to go through with the ads but they are still less as compared to the others.

2- Crackle

Another top site to watch free movies this year is Crackle. Crackle is free and you can have access to a
number of movies at any time. You can watch your favorite TV shows and movies on Crackle. There are
is a big number of movies that you can watch and these movies can be from the classics collection or
could be the newer ones. This site has different video playing options with a very good video quality for
all the movies. If you want to access this site on your mobile, you can download their mobile app that is
available for both android and iOS operating systems. The only drawback of the site is that you will have
to face a number of ads on this site. So it could be annoying at times otherwise it is one of the best place
to watch free movies.

3- Pluto TV

Pluto TV is not only a website to watch free movies but it is a great alternative to cable TV and you can
use to watch 75 different channels on the internet. On Pluto TV, you can watch channels for live TV,
internet videos, shows and the most important thing movies. To watch movies on Pluto TV, you will
have to make an account on their website but if you only want to watch live TV you can do that without
becoming a member. This site is totally free and you have access to a number of shows and movies for
nothing but if you want to watch some specific channels than you will have to pay for it otherwise it is

On Pluto TV, you can watch live shows and movies or you can watch them according to the time you
want. One of the best thing about Pluto is that is pretty same like the cable TV and it provides you all the
facilities that a cable TV does. A drawback of this site is that you can watch a movie live again if it is
streamed live once.
You can access Pluto TV on the devices like computer, TV or your smartphone because Pluto also have
an android and iOS app that you can access for free.

4- YouTube

YouTube is the most famous and largest video sharing platform that is used around the world. You can
use YouTube to watch free movies, TV shows, sports shows, news and many more. You can watch
movies of every type, movies from the classic collection to the most new ones. There is sometimes a
copyright issue for most of the illegal movies and they are removed so if you find any watch it quickly
before it is removed. Another best part of YouTube is that you can watch good quality movies here.
Most of the movies are legally posted here and they are of the best quality that you can watch on your
computer or your smartphone through an app.
If you are ready to spend some money, you can watch some of the new movies for only $2 in the theater
mood. These movies are not available in the free version.

5- Retrovision

If you are a big fan of classic movies then Retrovision is the best place for you. You can watch from any
category of movies from the classic stores while you can also watch classic TV shows. One of the
benefits of the site is that it has a very user friendly platform that could help you to find your favorite
movies in seconds. You can access Retrovison from your computer or android device as they also have
an android app. If you use Retrovision, then you must be aware of that you won’t get any subtitles and
there are more movies from the classic section so it means that the video quality will be low. Sometimes
the movies are broken in to several parts. Other than these drawbacks it is one of the easiest and free
platform to watch classic movies.

6- Popcornflix

Popcornflix is another free site that could be used this year to watch free movies on the go. There are
movies from the most classic collections to the one of the modern collections of movies and you can
have access to more than 1500 movies at a single time. Popcornflix can be easily accessed from Amazon,
Xbob, Apple TV, Roku and other devices. This site also has a streaming option for kids that they can
access. When we talk about its movie options, they are the one of the best as you can watch movies in a
larger video player than others while you can make GIFs from them too and if you want someone to
watch a specific part you can comment at the specific part of the movie.

7- Internet Movie Archive

Internet Movie Archive is one of the way to watch movies for free. Unlike other apps, you can only
watch old movies here, you would not get any new movie here but you can watch old and new TV shows
here frequently. You can also have access to watch free short movies and trailers of new movies. One of
the best feature of this site is that you can download the movies you want to watch. This type of option
is rare in the other movies sites. This site also has a friendly user interface that means you can easily
access to movies by their date, type, and creator. Although this site has big variety of films but all the
films are old as I said earlier. One of the thing to be kept in mind while using this site is that you should
not allow your kids to use this site as it contains a lot of adult films and nude scenes. Another drawback
of this site is that it does not have an app so you can’t access it from your smartphone easily.

8- Free Movie Cinema

One of the places to watch tons of free movies is Free Movie Cinema. The movies that are on this site
are of different genres like horror, fantasy, action, documentary and drama etc. All type of small and big
budget movies are available on this public domain website. One of the best thing about Free Movie
Cinema is that it does not have ads in most of the movies and this site has one of the best mixtures of
newer and classic movies. Movies are of good quality on this site but all the movies do not play on the
same type of movie player. Free Movie Cinema does not have an app so it difficult to access it from a

9- Kanopy

With more than 30 thousand movies, Kanopy is another site to watch free movies on the go. This site
has many benefits like it does not have any ads in between the movies and it is all free with a library
card. There are a big number of movies and videos available here and there is a new addition of movies
constantly on this site. Make sure you have a local library card that supports it so that you can easily
access to the number of these movies available here.

So these are some of the top legit sites that you can use to watch movies for free. These sites are legit
and I have personally used them for a number of time. Now it is up to you to not spend money on the
movies now and have your entertainment for free that will help you save a hundred of dollars every
month. Do comment in the comment section below and also share your experience of using these free
movie websites.

Have a good day!

Continue Reading Top Legit Sites to Watch Free Movies this Year

Methods to Earn Fast Cash Today

Many a times you are stuck in a situation where you need some fast cash. Now a days there are
hundreds of methods to earn fast cash and on the internet you can get much more methods but some
of them are scams and you won’t be able to get fast cash. So, here I am writing this article for people
like you who are in need of cash so they could earn in legit ways. I have come up with ideas that will
help you out to earn you fast cash and it is up to you to choose what idea you will be working on
according to your convenience. So starting with the 1 st idea,


This is a place for you where you can sell your old stuff like DVDs, cell phones, CDs, games, books and
LEGOs. So if you have anything in stock or free that you do not use and you are in need of money so
Decluttr can help you here by buying your these things in some easy steps and will pay you some fast
cash. Decluttr is a very user friendly website and the process of selling your products is that you will scan
or enter the barcodes of the products you want to sell. Decluttr will tell you how much will they pay you
the product and if you accept their offer they will send you a free shipping label. Then you will have to
pack your product in that box and drop it off to the nearest shipping store. Decluttr will pay you with in
a day as they will receive and inspect your products. So Decluttr can be termed as a much better site
than Amazon or eBay in terms of selling products and on Declutttr there is no selling fee or listing

2- Surveys

Another method to make some fast cash is to fill up survey forms. There are many online sites that will
provide you the opportunity of earning from filling up survey forms. One of the best site to earn by
filling up survey forms is Survey Junkie. It is a legit site and it has a trust pilot rating of 4.5 out of 5.
Survey Junkie provides you one of the easiest way to earn you cash. They ask you about your opinion on
different topics and you can fill up your survey forms in your convenience time. Like you can fill up these
forms while watching TV or travelling in a bus. For every survey form you fill up you will get points and
after reaching a certain limit of points you can redeem them in to gift cards or you can redeem you
points in to PayPal cash. You can join Survey Junkie if you are 13 years old or above that. This site can be
a great side hustle for you.

3- Swagbucks

Swagbucks is another famous website that will pay you for doing the things that you usually do every
other day. You can earn money for watching videos online, playing online games, surfing through the
internet, taking surveys and you can even earn cash for shopping online. You will earn points for every

task you will do on Swagbucks. You can even earn points for voting in polls. This site like Survey Junkie
would not make you rich but this can be a good side hustle to earn you some dollars. To get your cash
you will have to reach a certain limit of points and then you can redeem your these points in to gift
cards, vouchers or PayPal cash. You can get $10 cash reward if you signup right now.


Airbnb is an app used by millions of people around the world to find a cheap places to live while they
travel. So if you have a free space in your house like a bed, room or even a couch you can rent it out on
Airbnb. Airbnb is mostly used by people who are looking to save money on hotel rents as most of the
hotels charge a lot of money and on Airbnb you will be going to live in someone’s house so the rents are
definitely much less as compared to a hotel. To earn through Airbnb you will have to post an ad of the
space you are going to rent out and that ad will be seen by hundreds of people around the globe. The
amount you will earn depends upon some factors like the area you are living in and the number of
facilities you are going to provide to the user. So Airbnb can also be termed as a good way to earn some
fast cash and you can earn more in the peak time like holidays and festivals etc.

5- Delivery service

Another method to earn some fast cash is delivering products to people’s home or office. There are
some online apps that help you to get work. Postmates is an app on which you will have to deliver
meals, liquor orders and grocery. If you want to earn a $100 you will have to work 4 hours on
Postmates. Postmates is a famous app which is always looking for new people to work and you would
always find work here. Another famous app is InstaCart where you will have to deliver grocery items. To
earn more on InstaCart you should be fast and accurate and make sure you pick all the items as said by
your client and always remember to deliver with a smile so that you could earn more. You can also earn
tips on these websites that are completely yours. The amount you can earn in an hour depends upon
the app you are working on.


Driving people around can be a good option to earn some fast cash. If you have a vehicle that you can
use to drop people then you can earn fast cash. There are apps like Lyft and Uber that you can use to
drive people around. After full filling some of the requirements you can join these apps. Lyft and Uber
are mostly preferred by people as they are cheap than the traditional taxi services, they are easy to use
and safe. When you are a registered driver you will have to use their app so that you could get people to
drop off. When you will get online on their app you will be notified whenever a persons need a ride.
After you drop them off you will be paid directly by cash or through app. You can also earn tips if you
provide good service. On these apps you can work when you are free and there is no restriction to work.
So Uber and Lyft can also be termed as a good option to earn fast cash.

7- Baby sitting or pet sitting

A very easy way to earn money is baby sitting or pet sitting. You will be paid on the same day as you will
finish the job. To get work you can post an ad in your town or ask you friends and neighbors if they need
any kind of service. Baby sitter or pet sitter charge differently and on average a baby sitter can earn $10
for an hour for a child and you can charge more if you are babysitting more than one baby. There is a
site named as which you can use to find to people who need baby sitters and pet sitters
around you and you can easily earn fast cash through this.

8- Fiverr

Fiverr is a site on which you can find short task for people and get paid. Fiverr is a freelancing website on
which you can get small tasks to do like someone needs you to write poetry or asks you to design a
picture. You will be paid minimum of $5 for the task you do on Fiverr. To get work here you will have to
make a profile on Fiverr and you search for jobs that people have posted. You can charge more for the
tasks you do if you have a good profile. So Fiverr can also be a good option for making money fast.


Upwork is an app similar to Fiverr where you can get paid by doing small tasks. If you are a specialist in
doing a certain type of work like graphic designing, virtual assistance, web development, writing articles
or jobs like that then you can easily get work and earn a good amount of money very fast. People and
businesses around the world need freelancers to work for them and get their job done in cheap amount.
So to earn on Upwork you will have to make a profile and put up your specialties and then you can apply
for the jobs. You will be paid according to the nature of the task you are doing and the tasks are to be
done in a certain limit of time so you can also term Upwork as a way to earn fast cash as you would be
paid as you finish the work.

So these were some of the pickup ideas that will help you to earn some fast cash. Make sure you use
these ideas to get some earning. Do comment in the comment section below and also share your
experience of earning money from these sites and ways. Best of luck and have a good day!

Continue Reading Methods to Earn Fast Cash Today

Legit Methods to Earn Money from Your Smartphone

Nowadays smartphones have become one of the necessities. Do you spend hours on your phone
wasting your time? Do you know that you could earn from your phone? Your phone can bring many
earning opportunities to you. There are many ways to earn from your smartphone. The mobile apps
serves as the medium here and it could make your earning process much simpler and easier. Most of the
people have numbers of apps that they use for entertainment purpose but they do not know about the
apps from which they could make money. So today I have come up with a list of some apps that you
could use to make money. So starting from the 1st ,


Do you often visit grocery stores to buy grocery? I am sure you would because it is one of the important
daily routine tasks. Ibotta is an app that will help you to earn by visiting stores. You would earn cash
backs on nearly most of the store brands. There are in-app offers in the app that you have to activate
and you have to scan the grocery receipt. Another benefit of this app is that you can use this app to get
discount on Target and Walmart too. This app drop out the concept of paper coupons and makes it easy
for you to get discounts from your phone. You could be paid via gift cards, Venmo or PayPal.


Rakuten is another app that you can use to earn some extra cash in the form of cash backs. This is one of
the famous apps and their cash back percentage is much higher than any other that is 40%. Rakuten is a
website but you can use their app to get discounts and cash back. One of the best thing about Rakuten is
that you could earn special bonus on selected retailers. On Rakuten when you make your first purchase
worth $25 you get a bonus cash back of $10. You could be paid via a gift card or you could ask for PayPal


Do you often visit the grocery store or you are the persons who visits many stores to find the best deal?
If you are then you can use your smartphone and earn cash for that. Yes you read it write that you could
earn for only visiting stores. This is one of my favorite app because you do not need a purchase to earn
points. To take a start with this app you need to download their app and allow the application to know
your location. Shopkick will let you know about the stores and offers near you. You can earn more by
scanning barcodes of products at the stores. You would earn points for scanning barcodes and visiting
stores or you can earn cashbacks by activating in app offers. You can redeem your points in to gift cards
or cash. So that is a lot of savings at one time from your smartphone.

4-Nielson Digital Voice

With this site you have to do nothing special just to use your mobile like you do in your normal routine
and you would earn for that. Is not it is good deal? Nielson Digital Voice determines how much people
use their phone on average and what they do. They would gauge that how much time you spend on
making calls, texting, surfing the internet or using the downloaded apps. So to earn some cash prizes
take a start and join Nielson Digital Voice so they could determine your mobile usage.

5-National Consumer Panel

National Consumer Panel is a project that pays people for sharing their shopping history. You can use
their app from your smartphone to scan your receipt. The process is very simple and will take only an
hour in a week and all you have to do is that you will have to share your shopping activities of the entire
week. You would have to tell what you bought, its cost and place where you bought. For that you would
also have to scan your receipt. You would earn points for the activities you do on National Consumer
Panel and you could redeem them in to gift card, prizes or cash. To boost your income and to get bonus
on this website you have to stay an active member and share your shopping activities on weekly basis.


Are you one of them who have enough time to watch TV shows? If yes then watching your favorite
shows on your phone can become a source of income for you. Viggle is an app that pays people for
watching their favorite shows and pays them for every minute they spend. There are some shows that
can give you bonus points for 10 minutes of watching. To get started you have to download their app
available in both iOs and android version. Then you can connect Viggle with the apps like Amazon,
Netflix, Hulu or any other app on which you watch your TV shows. You can also watch shows on the live
TV and earn. To boost your income stream there is an in-app quiz competition which you can take part
in. The points you earn on Viggle can be redeemed in to cash, gift cards, or prepaid debit cards.

7-App Nana

Being a smartphone user you always look for new apps that you can use but do you know that there is
an app that will pay you for this? Yes it exists. App Nana is an app that will pay you for downloading and
using new apps. The basic the idea of this app is to test new apps and app developers need feedbacks to
make their app more user friendly so they use App Nana for that. So here you will be able to get new
apps before they get famous. For the tests and downloads you do on App Nana you are rewarded with
points that can be further redeemed in to gift cards.

8-Music Xray

Do you often use your phone to listen to new songs? If you are doing this for free then you should take a
break because there are apps that will pay you for listening to new songs and rating them. You just have

to download the app named Music Xray and in the application process you can list your favorite bands
so that you could get your favorite music. This is one of the best way to discover new apps and music.
For every song you listen on Music Xray you would get 10 cents. So instead of listening music from your
smartphone for free you should use this site and earn.

9- Qmee

Qmee is another app that you can use on your smartphone to get paid for and you do not have to do
anything extra ordinary in this regard. All you have to do is to download their app and use your favorite
search engine for searching. Qmee will double up the search results and will list up some results that
you may be interested in. To earn additional points from Qmee you can take surveys, watch videos or
you can redeem digital coupons. Qmee is one of the best method to earn from your smartphone and
another benefit that comes with Qmee is that you can get your payment whenever you want that
means there is no minimum limit of Qmee to get paid for.

10- Slidejoy

Another way to earn from your smartphone is Slidejoy. You do not have to do anything extra-ordinary
on Sidejoy. This is an app that will put ads on your lock screen and whenever you will unlock your screen
you will get points for that. The earning does not depend upon that if you further proceed the ad or not
you just have to watch an ad. According to their website the average person spend 10 minutes per day
on their site and that is not a big time, you could easily manage that in a day. So spending 10 minutes a
day on Slidejoy for gift cards is not a bad deal as you can redeem your points in to gift cards.

11- Cash Crate

Cash Crate is another option to earn from your mobile. This is one of the get paid to websites but you
can access their mobile app. You can earn points on Cash Crate from different activities like playing
games, watching videos or taking surveys. To boost your earning potentials you can do online shopping
from Cash Crate. You can also earn points from your friend’s activities if they have joined Cash Crate on
your referral. Another method to earn points is to interact with other members. You can redeem your
points in to PayPal cash or gift cards that you can use on famous retailers.

So these were some of the pickups from the methods from which you can earn some good amount of
cash. You should not limit your smartphone only for texting and browsing but you should make this as
an income source.
Share your comments and feelings with us. Have a good day!

Continue Reading Legit Methods to Earn Money from Your Smartphone

Tips and Tricks to Expand Your Business

If you are a beginner in your business and are looking to expand your business and you want to step in
the world of self-employment and you are trying to make a company where you can hire people to work
and get a lot of money. Then this article has much for you today I will tell you about some apps,
websites and other tricks to expand your business these tools will help you to grow your business to a
higher level and will help you in many different ways. These tools will let you informed and you will be
able to do best investments that will pay you off well. These tools will also change the way you work and
it will automate many of your daily routine jobs. So starting from the 1 st ,


Hurdlr is an all in one business app that is helping its user since 2011. This all in one app helps you to
track your payments, your expenses, your incomes and outgoings and your taxes. This app will help you
to get an estimate of your tax, it will help you to track your expenses and will keep you informed about
at what stage you are and how much you have spent at any time. It is most famous for its tax estimates
as it helps you to save on tax payments. You can also connect your account of Hurdlr with apps live
Upwork, Uber, Stripe and FreshBooks. You can also link your credit card with this app and you can track
all purchases made from credit card.

2- Wilnau Design

To promote your business, internet is a big tool. Many freelancers and companies in the start make a
website with free themes. These themes can be a good option for you website and can give an elegant
look but you can change your settings and text after a number of times. So to overcome this Wilnau
Design is a company that will help you to design your own websites in a way that will attract the user to
the maximum extent. The company holds a very good reputation in the market and has a very good
costumer record.

3- Hiscox Business Insurance

If you are running a company of people who are your employs or you have contract workers then your
company needs a little insurance to keep it a little safer. You can look for the best policy around and
search for it but in my opinion Hiscox small business insurance is the best option to look for. As it will
link you with an insurance broker that will help you to get you the best price for your insurance coverage
in some easy and simple steps by multiple service providers.

4- Keeper Tax

Keeper Tax is termed as one of the best tax estimation tools. This app helps you to track your business
spending you can estimate your tax expenses in minutes as soon as you put the required details. You can
also track your personal credit card spending. You can also hire keeper Tax to maintain your business tax
file for $89 a year. Keeper tax will handle all kind of your tax files so that there is no burden on you.
This facility of Keeper tax makes it the most famous and effective tool for business as it will track down
your business expenses and it will file your business tax too.


Bestow is also another term life insurance policy provide. One thing you must do while you are working
is that you must get a term life insurance policy that is not associated with your company of job because
if you have to quit a job or change your job you would have to leave that policy too so to overcome this
and to stay safe from further difficulties you should buy a term life insurance policy that is not
associated with your company of job. Because if you get in a situation where you have kids and
mortgage on your shoulders to pay then this could become a headache situation for you.

6- Breeze

One thing that many people overlook while going for a life insurance policy is that most people have
term life insurance but they do not get disability life insurance policy. To overcome this Breeze offers
you a policy that helps you while you are involved in an accident or you are unable to work in a regular
job. You can take a start by only $9 per month. The process of getting policy is very easy and only takes
15 minutes and you can easily get your quote within seconds from their website.

7- MailChimp

After getting your business online the next tool you will need is that you will have to mail your followers
regularly about your products, their details and other offers. So for this Mail Chimp is the best tool that
will help you mail your followers. You can use it for free if you have less than two thousand followers but
once your number of follower’s increase I recommend you to shift to the premium one so that you can
enjoy more tools and can mail your subscribers easily and in a more effective way. For example in
premium options you can directly add links of your products. You can also use tools like Aweber and
Constant Contact.

8- Site Ground

To earn a good amount from your website you need to be on the page 1 of the Google’s search engine.
To get there your site should be fast and loaded instantly when a user clicks on your website. This
deficiency can hit you in two perspectives one is that the user will click the return button and will look
for another site and as there is a lot of competition you won’t be able to get back then and secondly
Google or other search engines will not put you on their 1 st page if your site is slow. So to have a fast

website is a very important step for earning. You can get many online hosting website but my
recommendation for you is Site Ground. They charge a little more than the others but they hold a good
costumer reputation. Their customer’s say that they are fast and they enjoy a better experience of
hosting even there is a lot of traffic on their website.

9- Logo Designing

A logo can represent your business in a unique way and can be a big factor in promoting your business.
Having a unique and attracting logo can help your brand to be unique and it can act as a good source of
representation. This logo designing can be an expensive task but I have a solution to this, Free Logo
services is a site that will help you to design a unique logo using their multiple tools and you can design
multiple logos and once you are happy with what you have designed only then you will have to pay for
the logo. You can get your logo design in PNG, JPEG and other formats. Another unique feature that Free
logo Service provides you is that you can order your business cards and other items that can help you to
promote your business.

10- Grammarly

In all type of business you need to put a content that attracts the customers towards your product. You
could be a full time content writer or a business who need content for their product, in both of the cases
the below mentioned tool will help you a lot. If you post a content with grammatical mistake it would
put a very bad effect to the user of your website and it can cause you negative points if you are selling
something. Even a user can put your website in to scam if you have done grammatical mistakes.
Grammarly is a website that can help you to proofread your contents for free. This type of tool help you
to save a lot of your time and work. The mistakes are underlined with a red color and with a single click
you can correct your mistake.


Asana is a tool that helps you to remember the tasks that were assigned to you and if you are a team
leader it will help you to remember what tasks you assigned to your team members and how much time
is left for it. By this tool you would never get out of time for your tasks because it will help you to
remember every deadline.

12-Bussiness loan

If you want to expand your business you would need to invest more money. This could be done by some
investor or you would have to do it by taking loan from some bank. But instead of taking a loan I would
suggest you to check Street Shares here you would be able to get short term loan up to $250,000. They
have very less interest rates and can help you invest a good amount.

So here were some tools that will help you to expand your business in a good way and you can manage
it well if you use these tools. Although some of them pay for the services but these payments can help
you earn dollars. Do Comment in the comment section below and share your experiences of how you
expanded your business and what type of journey was it for you!
Have a good Day!

Continue Reading Tips and Tricks to Expand Your Business

Tips to Make your Life Simpler and Easier in 2020

Life comes with new challenges every year and it is not easy to manage all the things at the same time
with an open heart. It could be very challenging to manage our financial life with all other matters of life
at the same time because a person is always planning and working for something that could give him
relief like with your normal routine expenses you would be saving for an emergency fund or a vacation
or you could be saving to retire earlier. This could be very difficult to manage all this at the same time.
Other than these problems people are living with other issues like problems in their spending, not happy
with their jobs or they are in debt. When these kind of situation occurs it is difficult to keep yourself
relaxed and you get in to depression. You get unsatisfied with your life and want to leave everything.
This can be reduced by focusing on controlling yourself and trying to keep your life simple and avoiding
unnecessary actions. By making your life simpler you will be able to keep yourself mentally and
physically fit and you will have time for the things that matter the most and for yourself too. It may
sound a bit difficult because if you are surrounded by problems like this you would hardly get the time
to think about an easy life. So to solve your problem I have come up with this article. I will discuss about
some tips or ideas that will help you to make your life simpler and easier.
Let us start from the 1st ,

1- Manage Your Time on Social Media
Social media is a source of information but spending more time on social media can cause many
problems. Take a break and calculate how much time you spend on social media every day. Let me share
an interesting stat with you an average spends 5 hours on social media that means they spend 5 hours
on sites like Instagram, Facebook and twitter etc. This 5 hours could be explained in such a way that they
use these social sites while travelling in a bus, eating a meal or standing in a line. I am sure you would be
guilty about the extra time you spend on the social media because using it for a longer period of time is
unproductive. Excess to anything is bad always and using social media can cause you to get negative
thoughts, you will start comparing your life with others that can also cause stress. So to avoid that make
a specific time to use the social media to interact with friends and family and do not use it every time. In
spite of that sit back and think about making your life better. This little step will make your life a bit
simpler and easier.

2-Spend Less Time on Watching TV
Another cut off that you need to make in your life to make it simpler is avoiding TV. You will be amazed
to know that an average person spends 35 hours in a week on watching TV. Watching TV is never a
productive activity so you should try to spend as less time as you can and try to spend you this time in
side hustles to earn money or with your friends and family making yourself comfortable. Cutting off TV
completely will benefit in you two ways, one is that you will save on Cable TV expenses and it will also

make yourself more comfortable. So avoiding or skipping the TV completely could help you to live a
simpler and easier life.

3- Manage Your Life
Another way to make your life simpler and easier is to manage your life well. By this I mean to say that
you should manage everything in a proper way, you should put your things in the right place, you should
manage your money right or your dress should be in the right place because if you are living an
unorganized life it can cause stress, late fees, lost items and depression etc. Do you know how much an
average person wastes due to an unorganized life? Let me share with you an interesting stat, 12 days
are wasted by an average person in a year to find the lost things. Another interesting stat reveals that an
office worker spend 1.5 hours for finding the things in a day. Another interesting stat reveals that the
percentage of people who can’t pay their bills on time because they can’t find the bills is 23%. I am sure
these stats would have amazed you and you will be thinking about managing your life well. You can save
an hour in a day if you place your items on the right place and manage things in a planned way. This
little step will help you to achieve another step towards a simpler life.

4-Manage your Finance
As like the other physical and mental issues, financial issue is also very important to address. Many a
time you come across situations where you are managing many accounts at the same time and have to
manage your cash so that you do not get in to debt. Now a days it much easier to manage your financial
life more effectively and easily by an app named Personal Capital. On Personal Capital you could manage
all your savings account, credit cards, loans, checking account and mortgage etc on a single platform.
You could do all this for free and in very simple steps. You can also check your net worth on Personal

5- Try to be Debt Free
One of the biggest problem of an average person is debt. If you have to pay debt then your financial
picture cannot get stable easily. I am sure you know the value of being debt free because if you do not
have any debt you could easily live and manage your budget as you can. One of the biggest problems in
finance is debt and it can take a big space in your spending. So paying off the debt should be your first
priority and as you will pay off the debt it would free up a big portion of your spending and will help you
to be relaxed. You will be able to save more money so taking this step is very necessary to live a simpler
and easier life.

6-Stop Multi-tasking
Multi-tasking is another big factor that can cause stress. Multi-tasking is not a good option every time as
you have to move back and forth to from one task to the other. Multi-tasking also takes a lot of mental
and physical energy at the same time. This can cause fatigue and a lot of mental stress as you cannot do

one task properly and by that you become unproductive and depressed. So to avoid stress you should go
for one task at a time. Take a break and think about what are your strengths and weaknesses and then
decide for yourself that if multi-tasking is suitable for you or not. There are tasks you can do while doing
other tasks but for most of the cases you cannot do that so you should be looking for a single task at a
time because that will give you more relief and will make your life easier.

7- Save Time While Getting Ready
Another thing that most of the people do is that they waste time every morning while deciding what to
wear. This is one of the thing that can take too much time and cause your start of the day annoying and
it can end up with a bad day. So to make your life simpler and easier you should try to spend less time as
possible to get ready. If you have too many clothes in the wardrobe then the first thing you would be
doing is to lose them and pick some dress that you would wear for your office and make it a routine to
wear a specific dress for a day. Another way to make it simpler is that you should take shirts with a same
color so that you do not have to stand against the mirror to decide everyday what to wear. These simple
steps could help you to start your day simply and it could make your day easier.

8- Wake Up before your Usual Time
This is one of the way that can bring in a lot of mental peace for you. When you wake up early it helps
you to manage your all day. You could do little tasks such as cleaning the mess, organizing things for
office or your day or answering the emails. By this you would not get any stress in the day. You can just
wake up in the morning a 20 to 30 minutes earlier and plan your day which can bring in a lot of peace to
your mind. So once again a little step could make your life easier and simpler.

So these were some of the tips to make your life easier and simple in this year. I am sure every tip will
help you to manage your life better and you will be able to become a happier person. Do comment in
the comment section below and share how motivated are you after reading this article?
Have a good day!

Continue Reading Tips to Make your Life Simpler and Easier in 2020